Signature debit vs. PIN debit rails

 The regional debit networks in the U.S. play a pivotal role in the payments ecosystem, providing reliable networks to conduct our debit transactions over. That being said, many consumers go about their day without even realizing that there is a war being waged over exactly how they use their debit cards

Signature debit vs. PIN debit rails

On one side we have the signature debit rails, often referred to as “processing as credit,” which are maintained by the major networks like Visa, Mastercard, and Discover. In the other corner is the true debit rail, which is maintained by regional debit networks like Interlink, Maestro, Accel, STAR, NYCE, Pulse, Jeanie, Culiance, Shazam, and AFFN.