Biometrics Cards - 3

 BIOMETRIC PAYMENTS MYTHS & REALITIES:

1) Myth: Card stores the picture of the fingerprint.
Reality: The encrypted image stored in a series of digital 1’s & 0’s and not an actual picture. So the original image can’t be reverse-engineered.

2) Myth: The biometric data shared with every merchant.
Reality: The biometric data stored on the chip and so never leaves the card

3) Myth: The battery embedded in the card needs charging periodically.
Reality: So an electromagnetic field generated by the payment terminal provides the power needed by the card.

4) Myth: If dirt or sweat clings to the biometric emv card and the transaction will fail.
Reality: If biometric verification fails after multiple attempts due to some unknown reason. And the card will switch to PIN verification to authorize the transaction.

5) Myth: If the card’s stolen/lost, all the money stolen through contactless transactions.
Reality: A PIN entered from time to time to verify whether the cardholder is genuine.

6) Myth: Payment can be accidentally triggered for someone else if walking close to the contactless payment terminal
Reality: There is no chance of ending up paying for someone else’s transaction. Because contactless biometric emv card work
only and when they are a few centimeters away from the payment terminals