What is Digital Secure Remote Payment?

What is Digital Secure Remote Payment?

A DSRP transaction is a Mastercard payment method that uses EMV-based cryptography to provide a safer, more secure transaction. All DSRP transactions are routed to the Mastercard network. The use of DSRP by a merchant is optional.

Merchant benefits

With DSRP transactions, Mastercard seeks to help merchants make payment transactions more secure for their customers, which can potentially also drive the following:

• Incremental sales
• Improved economics (e.g., reduced fraud)  
• Simplified check out and stronger consumer engagement with the merchant’s e-commerce site by reducing shopping cart abandonment and declines

In addition, consumers can benefit from increased security and the option to use their preferred payment device/app.

Merchant opt-in prerequisites

Mastercard is committed to ensuring the increased security and integrity of all payment transactions. DSRP transactions represent a valuable new technology that enhances the security of remote payments.

Mastercard is offering merchants the ability to accept DSRP transactions from digital wallets to encourage the adoption of this technology-enabled payment option and as an incentive to route transactions to the Mastercard network. Taking advantage of DSRP transactions is optional for merchants. A merchant’s determination to opt-in for accepting Digital Secure Remote Payment transactions must be made with a full understanding of the routing decision and must be uninhibited by the acquirer or processor.

If a merchant does not want to route e-commerce transactions to the Mastercard network, the merchant should not opt-in to accept DSRP transactions. A merchant that does not opt-in to accept DSRP transactions may continue to accept Mastercard branded e-commerce transactions using a more traditional method.